Staying safe when buying a car

Staying safe when buying a used car:

  • Check your vehicle for open recalls on NHTSA: https://www.nhtsa.gov/recalls . Car dealers cooperating with mobile-website provider, 321 Ignition have this feature on every single vehicle detail page. Some other websites do not, so proceed with caution or ask for this.
  • Do not carry cash for a down payment, instead write a check. It’s traceable and makes you a less vulnerable target for would-be thieves.
  • If you are buying a vehicle yourself from a private party – meet at the police station or somewhere very visible after exchanging driver license information. You can check others person criminal history on a public site like https://public.courts.in.gov/mycase/#/vw/Search (only for Indiana)
  • The buddy system works well for car buying from individuals as well!
  • Safety comes first so don’t give too much personal information up front and don’t trust everyone initially.
    There are many folks looking to prey on the vulnerable.

Be smart, cautious and always trust your gut instinct. America is the land of opportunity for everyone (the well-wishers as well as those trying to take advantage of the system.)

1. How can I quickly spot a risky used car deal?

Look for pressure to “buy today,” refusal to allow a test drive or inspection, and incomplete or mismatched paperwork as immediate red flags.​ If the seller will not show the title, history report, or let you verify the VIN, walk away and consider a licensed dealership instead.

2. Should I always get a pre-purchase inspection?

A pre-purchase inspection from an independent mechanic is one of the most effective ways to avoid hidden mechanical or accident damage on a used car.​ If arranging this before purchase is impractical, at least schedule an inspection right after buying and be ready to address any urgent safety issues immediately.

3. What documents should I check before paying for a used car?

Always verify the title, registration, VIN, and any loan payoff or lien information, making sure all data matches the vehicle and the person selling it.​ Ask to see a vehicle history report and any service records to confirm mileage, past accidents, and maintenance claims.

4. How do I protect myself from odometer or history fraud?

Compare the mileage shown on the odometer with the title, maintenance records, and history reports; inconsistent numbers can signal tampering.​ Be cautious if the seller resists providing documentation or if the car’s wear (seats, steering wheel, pedals) looks much higher than the displayed mileage.

5. Is it safer to buy from a dealership or a private seller?

A reputable, licensed dealership is subject to consumer protection laws, must follow disclosure rules, and typically offers documented inspections and limited guarantees.​ Private-party deals can be cheaper but carry more risk, so only proceed if you can thoroughly inspect the car, verify all documents, and feel comfortable with the seller.​